OSAP

Everything you need to know about OSAP

OSAP is a need-based government student loan and grant program designed to help supplement the cost of postsecondary education. OSAP provides assistance to approximately 35%-40% of college and university students each year.

OSAP:  How to apply

Summer 2013 Session

Students must register for a 60% course load (1.5 credits) for the summer term (May to August) to be eligible to apply for OSAP. Students with permanent disabilities qualify to apply by taking a 40% course load (1 credit for the full term). Students who received OSAP funding for the Winter 2013 session and who wish to apply for summer 2013 OSAP can access the application form and instructions online or pick up a paper summer OSAP application form from the Office of the Registrar during regular business hours.

New OSAP applicants must apply for summer funding at osap.gov.on.ca.

It is recommended that students apply for OSAP for the 2013 Summer Session by March 31 to ensure that funding is available when summer classes begin.

OSAP Undergraduate Summer Course Load Requirements

*Must have received OSAP funds at the University of Toronto for the Winter Session to be considered. 

Fall 2013 Session

Apply online at osap.gov.on.ca.  The online application will be available shortly.

Please note: Non-degree studies are not eligible for OSAP assistance.

Is the first time you have applied? Our step-by-step guide can show you how.

OSAP Undergraduate Fall/Winter Course Load Requirements

WARNING:  OSAP Satisfactory Academic Progress

OSAP Loan Distribution

Summer 2013 OSAP Distribution for Full-time students

The Ministry of Training, Colleges and Universities has implemented electronic release of full-time OSAP funding directly to student's bank accounts. There will be no need to pick up paper loan/grant funding agreements. Provided that you have qualified for OSAP and promptly submitted your Master Student Financial Assistance Agreement (MSFAA) to a designated Canada Post outlet, the University will be able to confirm your registration and OSAP will deposit your funds directly into your bank account after classes begin.

Summer 2013 OSAP Distribution for Part-time students

If you are eligible to receive part-time OSAP you can pick up your OSAP loan document once it has arrived from the Office of the Registrar in the William G. Davis Building, Room 2122.

Regular hours of distribution are:
Monday to Friday 9 a.m. to 4 p.m. (Wednesday’s 10 a.m. to 4 p.m.)

To check to see if your part-time OSAP loan document has arrived click here.

You will also need to present the following three pieces of identification:

Your first and last name on all 3 pieces of identification must match your name as indicated on your student loan. Expired identification cannot be accepted.

1. Proof of Social Insurance Number

• Social Insurance Card
• Copy of the Social Insurance Card
• Stamped letter from HRSDC (confirmation of request for new card)
• Notice of Assessment from Canada Revenue Agency
• Another federal government-issued document with your name and social insurance number (CPP, GST, CTB statements)
• T4s from employers ARE NOT ACCEPTED

2. University of Toronto Student ID Card (TCard)

3. Valid Canadian Government Photo ID

• Driver’s License
• Photo Health Card
• Canadian Citizenship Card
• Permanent Resident Card
• Canadian Passport
• Ontario Photo Card

OSAP Eligibility

Full-time students may be eligible for assistance if they are:

1. Canadian Citizens or Permanent Residents or Protected Persons
2. Residents of Ontario*
3. Enrolled in a minimum of 60% of a full course load in EACH term (or 40% if you have a documented permanent disability).

*The student or student’s parents/spouse/partner must have lived in Ontario for at least 12 months prior to the start of postsecondary studies.